:root{--navy:#0a315f;--navy2:#062444;--gold:#d69a16;--gold2:#f2c65c;--ink:#15283f;--muted:#5a6a7c;--soft:#f4f7fb;--line:#dbe4ee;--white:#fff;--shadow:0 16px 40px rgba(10,49,95,.13);--radius:20px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.container{width:min(1160px,calc(100% - 34px));margin:auto}.eyebrow{color:var(--gold);font-weight:800;letter-spacing:.12em;text-transform:uppercase;font-size:.78rem}.section{padding:78px 0}.section.soft{background:var(--soft)}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.12;margin:0 0 18px}h1{font-size:clamp(2.55rem,5.2vw,5.1rem);letter-spacing:-.035em}h2{font-size:clamp(2rem,4vw,3.25rem)}h3{font-size:1.35rem}.lead{font-size:1.14rem;color:var(--muted);max-width:720px}.top-strip{background:var(--navy2);color:#fff;font-size:.9rem}.top-strip .container{display:flex;gap:28px;justify-content:center;flex-wrap:wrap;padding:8px 0}.top-strip span:before{content:"✓";color:var(--gold2);font-weight:900;margin-right:8px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(219,228,238,.9)}.nav-wrap{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:370px;max-width:48vw}.nav-links{display:flex;align-items:center;gap:25px;font-weight:800;font-size:.9rem}.nav-links a:hover,.nav-links a.active{color:var(--gold)}.nav-phone{padding:10px 16px;border:1px solid var(--gold);border-radius:14px;color:var(--navy);font-weight:900}.menu-btn{display:none;background:none;border:0;font-size:1.6rem;color:var(--navy)}.hero{position:relative;overflow:hidden;background:linear-gradient(100deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.91) 50%,rgba(242,246,251,.86) 100%)}.hero:after{content:"";position:absolute;inset:0 0 0 58%;background:radial-gradient(circle at 70% 35%,rgba(214,154,22,.18),transparent 45%);pointer-events:none}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:54px;padding:74px 0}.hero h1 .gold{color:var(--gold)}.hero-points{list-style:none;padding:0;margin:28px 0}.hero-points li{font-weight:800;margin:10px 0}.hero-points li:before{content:"✓";display:inline-grid;place-items:center;width:24px;height:24px;border-radius:50%;margin-right:10px;background:var(--gold);color:#fff;font-size:.8rem}.actions{display:flex;flex-wrap:wrap;gap:14px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:13px;padding:14px 20px;font-weight:900;border:2px solid transparent;transition:.2s ease;cursor:pointer}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--navy);color:#fff;box-shadow:0 10px 24px rgba(10,49,95,.2)}.btn-gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#15283f}.btn-outline{background:#fff;border-color:var(--gold);color:var(--navy)}.portrait-card{position:relative;max-width:470px;margin-left:auto;border-radius:28px;overflow:hidden;box-shadow:var(--shadow);border:8px solid #fff;background:#fff}.portrait-card img{width:100%;aspect-ratio:1/1.02;object-fit:cover;object-position:center 18%}.portrait-label{background:var(--navy);color:#fff;text-align:center;padding:16px}.portrait-label strong{display:block;font-family:Georgia,serif;font-size:1.55rem}.portrait-label span{color:var(--gold2)}.trust-grid,.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 10px 28px rgba(18,49,83,.07)}.icon-badge{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:1.55rem;margin-bottom:15px}.card.gold .icon-badge{background:var(--gold)}.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:54px;align-items:center}.about-image{border-radius:26px;box-shadow:var(--shadow);overflow:hidden}.about-image img{aspect-ratio:4/5;object-fit:cover;object-position:center 20%}.quote-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:42px;align-items:start}.quote-card{background:#fff;border-radius:26px;padding:30px;box-shadow:var(--shadow);border:1px solid var(--line)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field.full{grid-column:1/-1}.field label{display:block;font-size:.84rem;font-weight:800;color:var(--navy);margin-bottom:5px}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd7e4;border-radius:10px;padding:12px 13px;background:#fff}.field textarea{min-height:110px;resize:vertical}.consent{display:flex;gap:10px;align-items:flex-start;font-size:.78rem;color:var(--muted);margin:14px 0}.form-status{min-height:24px;font-weight:800;margin-top:10px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.step{text-align:center}.step-num{width:48px;height:48px;border-radius:50%;margin:0 auto 14px;display:grid;place-items:center;background:var(--gold);color:#fff;font-weight:900;font-size:1.2rem}.state-grid{display:flex;flex-wrap:wrap;gap:10px}.state-pill{padding:8px 12px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:800;font-size:.88rem}.faq-list{display:grid;gap:13px}.faq-item{background:#fff;border:1px solid var(--line);border-radius:15px;overflow:hidden}.faq-q{width:100%;background:#fff;border:0;text-align:left;padding:18px 20px;font-weight:900;color:var(--navy);display:flex;justify-content:space-between;gap:20px;cursor:pointer}.faq-a{display:none;padding:0 20px 18px;color:var(--muted)}.faq-item.open .faq-a{display:block}.cta{background:linear-gradient(135deg,var(--navy2),var(--navy));color:#fff}.cta h2{color:#fff}.cta .container{display:flex;align-items:center;justify-content:space-between;gap:30px}.footer{background:#041d37;color:#dce7f3;padding:52px 0 110px}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .8fr 1fr;gap:32px}.footer h3{color:#fff;font-family:Inter,sans-serif;font-size:1rem}.footer a{display:block;margin:7px 0;color:#dce7f3}.footer-logo{width:300px;filter:brightness(0) invert(1);opacity:.95}.legal{font-size:.76rem;color:#afc2d6;border-top:1px solid rgba(255,255,255,.14);margin-top:35px;padding-top:18px}.mobile-bar{display:none;position:fixed;z-index:60;bottom:0;left:0;right:0;background:#fff;box-shadow:0 -5px 24px rgba(0,0,0,.16);grid-template-columns:repeat(3,1fr)}.mobile-bar a{padding:13px 6px;text-align:center;font-weight:900;font-size:.82rem;border-right:1px solid var(--line)}.mobile-bar a:nth-child(2){background:var(--gold);color:#122641}.page-hero{padding:70px 0;background:linear-gradient(135deg,#f5f8fc,#fff)}.content-page{max-width:900px}.content-page h2{font-size:2rem;margin-top:36px}.notice{background:#fff8e8;border-left:5px solid var(--gold);padding:18px;border-radius:10px}.small{font-size:.82rem;color:var(--muted)}
@media(max-width:980px){.nav-links{display:none;position:absolute;top:88px;left:0;right:0;background:#fff;padding:22px;box-shadow:var(--shadow);flex-direction:column}.nav-links.open{display:flex}.menu-btn{display:block}.nav-phone{display:none}.hero-grid,.split,.quote-wrap{grid-template-columns:1fr}.portrait-card{margin:auto}.trust-grid,.benefit-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.cta .container{align-items:flex-start;flex-direction:column}.brand img{max-width:72vw}}
@media(max-width:640px){.top-strip .container{gap:8px 16px;justify-content:flex-start}.top-strip span:nth-child(n+3){display:none}.nav-wrap{min-height:74px}.hero-grid{padding:46px 0}.hero h1{font-size:2.72rem}.section{padding:58px 0}.trust-grid,.benefit-grid,.steps,.form-grid,.footer-grid{grid-template-columns:1fr}.actions .btn{width:100%}.quote-card{padding:20px}.mobile-bar{display:grid}.footer{padding-bottom:105px}.brand img{width:285px;max-width:72vw}.field.full{grid-column:auto}.portrait-card{max-width:360px}}